YouTube has introduced a major update to its monetisation system, allowing eligible creators in the United States to receive their earnings in PYUSD, PayPal’s U.S. dollar-backed stablecoin. This was achieved through a partnership with PayPal, marking significant moves by a global content platform toward blockchain-powered payments.
Under the new system, creators can choose PYUSD as their payout method inside PayPal. YouTube still settles earnings in U.S. dollars on its end, while PayPal converts the funds into PYUSD at the point of payout and delivers the stablecoin directly to the creator’s wallet. This structure ensures that YouTube does not handle or take custody of crypto directly, reducing regulatory risk while offering creators a faster and more flexible option.
This reflects a growing demand for quicker, borderless and lower-friction payouts among digital earners. Traditional bank transfers often come with delays, higher fees and limited accessibility, especially for creators operating across multiple regions.
Stablecoins offer an alternative with near-instant settlement, round-the-clock availability and global reach. PYUSD, backed and issued by PayPaprovides YouTu with a compliant, mainstream digital-dollar option that eliminates the operational burden of running its own cryptocurrency infrastructure.
For creators, the introduction of stablecoin payouts presents several advantages, such as faster access to revenue, more control over liquidity, and the ability to move funds seamlessly across platforms without waiting for bank clearing cycles. Once received, PYUSD can be held, spent, transferred or converted back to fiat within PayPal’s ecosystem.
Beyond the creator economy, the development signals a broader trend in financial technology. Stablecoins are transitioning from niche trading instruments to real-world payment tools embedded in everyday digital activity. With YouTube’s scale and influence, integrating PYUSD into creator payouts pushes stablecoins further into mainstream financial flows and sets a precedent that other platforms may soon follow.
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