For years, crypto users have dreamed of a world where digital assets could be spent as easily as traditional money. That vision is finally taking shape with the launch of Tangem Pay, a new payment solution that lets Visa cardholders spend USD Coin (USDC) directly from their wallets.
Unveiled by Swiss-based crypto wallet company Tangem, the new product integrates USDC, one of the most trusted dollar-backed stablecoins, into Visa’s global payments network. With Tangem Pay, users can load USDC onto a Visa virtual card and spend it at any merchant that accepts Visa, both online and in-store. The service is available in more than 40 countries, including the United States, Singapore, Brazil, Japan, and Australia, providing global accessibility from the outset
The technology behind Tangem Pay is built on the Polygon blockchain, a network known for its low fees and scalability. This setup allows users to enjoy fast and cost-efficient transactions while maintaining the self-custody model Tangem is known for. Unlike custodial wallets, Tangem ensures that users retain full ownership of their funds, meaning that only they can access or move their assets.
To maintain compliance, the company works with regulated partners who oversee identity verification, transaction screening, and anti-money laundering checks. Tangem emphasises that it has no direct access to users’ private data or funds, ensuring security and privacy at every stage.
Marcos Nunes, CEO of Tangem, described the launch as a significant leap toward real-world crypto adoption. “We’ve built Tangem Pay to make crypto usable in everyday life,” he said. “Our vision is simple: to let people store, grow, and spend their digital money as easily as they do with fiat.”
This launch represents a milestone for the stablecoin ecosystem. By connecting Visa’s payment rails with blockchain-based assets, Tangem Pay transforms USDC from a trading token into a spendable currency that functions across millions of global merchants.
As stablecoins continue to gain traction among both consumers and businesses, Tangem Pay positions itself at the forefront of this change turning crypto wallets into everyday payment tools and bringing digital currency one step closer to mainstream finance.
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