Artificial intelligence is beginning to handle more tasks across the digital economy, including activities in the cryptocurrency market. But one major concern has remained: how users can allow AI tools to interact with their crypto wallets without giving up control of their private keys.
To address these concerns, it has introduced a new artificial-intelligence tool designed to help users manage and execute cryptocurrency transactions while keeping their funds secure.
The feature, called MoonPay Agents, integrates with hardware wallets produced by . Through this integration, users must approve every transaction created by the AI agent directly on their Ledger device. This ensures that private keys remain safely stored in the hardware wallet instead of being exposed online.
MoonPay is known for building payment infrastructure that allows people and businesses to buy, sell, and move digital assets using traditional payment methods such as bank transfers and cards. Since its launch in 2019, the company has grown into a global provider of crypto payment services used by millions of customers and hundreds of enterprise partners.
The AI tool is designed to automate certain blockchain activities while still keeping the user involved in key decisions. For example, an AI agent could analyze market conditions, execute trades, transfer assets between blockchains, or rebalance a crypto portfolio. However, each action must still be approved by the user through their Ledger hardware wallet before it is completed.
Security has been one of the biggest concerns around autonomous AI trading tools. In many early systems, giving an AI program permission to trade often meant granting access to private wallet keys. The MoonPay and Ledger integration addresses this issue by ensuring that private keys never leave the hardware wallet, even while the AI agent performs operational tasks.
The system operates through MoonPay’s developer platform, which allows AI agents to interact with blockchain networks and wallets across several ecosystems. The tool supports multiple networks including Ethereum, Solana, Polygon, Arbitrum, and Avalanche, enabling users to move assets across chains when opportunities arise.
The launch reflects a trend in the crypto industry toward what many developers call the “agent economy,” where AI systems can perform financial tasks such as trading, payments, and portfolio management with minimal human intervention.Combining AI automation with hardware wallet security, MoonPay aims to make these tools more practical while ensuring users remain in full control of their digital assets.